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9 Things you didn’t know about St George

Pay Income Tax on rental income and National Insurance if applicable Being a landlord comes with great rewards, but also tax responsibilities. Remember to pay income tax on your rental profits and National Insurance if your earnings qualify. Here’s the lowdown: ✅ Pay income tax on your rental earnings to HM Revenue & Customs.✅ If you’re self-employed,

?? Celebrating Ram Navami! ?? On this auspicious day, let’s come together to honor the birth of Lord Rama, an embodiment of righteousness, compassion, and courage. May his divine blessings fill our lives with peace, prosperity, and harmony. ?️✨ Let’s reflect on the timeless teachings of Lord Rama – his unwavering devotion to truth, his

Attention all landlords and homeowners in the UK! Ensuring the safety of your gas and electrical equipment is crucial for the well-being of everyone in your property. Keeping your home safe means ensuring all gas and electrical equipment is well-maintained. Your peace of mind matters, so here’s what you need to know: ✅ Test your

We make it our priority to guarantee that every property is free from health hazards and potential risks. From regular inspections to prompt maintenance, we’re dedicated to maintaining a safe environment for you and your loved ones. With our stringent safety measures in place, you can rest assured knowing that your home is equipped to

Tenancy deposit protection was introduced on 6 April 2007 as part of the Housing Act 2004. That’s correct! The introduction of tenancy deposit protection on **6 April 2007** was indeed a significant step in the Housing Act 2004. – It mandated that all landlords must place their tenants’ deposits in a government-approved scheme, With-in 28

Renting out a property in London requires adherence to several compliance regulations to ensure the safety and well-being of tenants. Here’s a summary of the key responsibilities for landlords: #realestateagent #LandlordLife #DreamHome #RealEstateTips #HomeOwnership

?? Happy Easter to all our valued customers! ?? From our team at www.AlbertGrace.com May your day be filled with joy, love, and blessings. Wishing you a wonderful time with your loved ones. If you’re thinking about making a fresh start with a new home, we’re here to help you find the perfect place to

Navroz Mubarak! As we celebrate the arrival of spring and the beauty of nature’s renewal, may this auspicious day bring peace, happiness, and harmony to all. Let’s cherish the traditions, embrace diversity, and spread love and positivity. Here’s to a year filled with growth, success, and endless possibilities! #NavrozMubarak#NewBeginnings#JoyousOccasion#HarmonyAndPeace#CommunityGathering#HappinessAndProsperity#UnityInDiversity#PersianNewYear#Harmony

With the cold snap of winter at our heels and Christmas coming up, you want to save money on your energy bills where you can. One of the best ways to do this is to change your energy supplier. It may surprise you to know that if you are renting your home, you are perfectly

Many homeowners and home movers are seeking a higher Energy Performance Certificate (EPC) rating because they know that it leads to lower monthly bills. By doing this, it also increases your home’s value significantly. Improving the EPC rating of your home from D to C could see an increase in value of 3%, from E

Home is not just a collection of bricks and mortar, it’s a place that evokes and witnesses a lot of emotion, and this makes it unique amongst all our worldly possessions. The ability to contain our lives and those things that belong to us, such as paintings, memories, and feelings ushered in by the colour

The landlord-tenant relationship in the UK is often portrayed as strained in the media. Seen as one-sided often in favour of the landlord it’s sometimes justified. However, it’s always a few bad landlords who tarnish the reputation of many. The reality is that there are many great landlords letting beautiful properties, managed by reputable agents,

Improving your buying power has never been more important. With the increase in the cost-of-living, fluctuating interest rates, and high inflation, you need to pay attention to the details that can counteract these current challenges. A new home could be more affordable than you realise. With that in mind, here are a few things you

Why does the weather always seem better at this time of year than during the summer months? One reason could be that summer does not officially end until the last week of September! If you have already taken your holidays and still have the memories of being back at school in weather that seemed hotter

There are some amazing properties to rent in the UK today. Whether you are a successful business owner, a student, or a young professional, there is no end to the possibilities when it comes to property. Renting offers the freedom from mortgage responsibilities and being tied down, making it a great way to experience everything

Joint tenancies can be fun and a great way to expand your social circles. They also help reduce your monthly outgoings and spread the financial risk for landlords.More people are renting in the UK than ever before. Tenants are looking at exploring various rental agreements that suit their needs. A joint tenancy, where multiple tenants

It’s no trick to make a lot of money, if all you want to do is make a lot of money. -Everett Sloane

In light of the latest regulations some may have noticed that some London Boroughs have bought in the ‘Selective Licensing’, a form of licensing that all landlords have to adhere by.   Now I can already here you asking ‘Isn’t property licensing restricted to Houses in Multiple Occupation (HMOs) – surely a house or a flat

Before we play the blame game…..

My girlfriend’s father died of throat trouble. . . . They hung him. He used to work in a bank. But no matter how much the boss likes you, if you work in a bank you can’t bring home samples. -Eddie Cantor

If you would know the value of money, go and try to borrow some. –Benjamin Franklin

“Starting strong is good. Finishing strong is epic” – Robin Sharma

I know thats a little play on words there, but last couple of months some of the news I have been reading actually reiminds me of 2004-05 when the first mention of a property bubble where mentioned and everyone know what happend in 2007. So please read the article below, as media has been mentioning a few

If you’d lose a troublesome visitor, lend him money. -Ben Franklin

When you buy or rent a new-build house, you don’t want to finish it and struggle for a solution. A hole where a window should be, no cavity wall insulation and uneven stairs are just a few of the problems to mention. BUYER CHECKLIST ■ Research the developer online before you buy to check for

New analysis from Knight Frank has suggested that UK house price growth will fall to 1.0% in 2018, following a familiar pattern we have seen since the summer of 2014. However, it’s not all bad news as the estate agency believes that house prices will still reach 14.2% cumulatively between 2018 and 2022. [sc name=”Adsense”] In

Never ask of money spent Where the spender thinks it went. Nobody was ever meant To remember or invent What he did with every cent. -Robert Frost

It’s rare nowadays to read the news and feel anything other than abject horror. But occasionally something good appears, even in housing. [sc name=”Adsense”] This week, Sovereign housing association announced it has secured £150m from the European Investment Bank (EIB) to build 4,500 homes. Which is good because we need new homes. The EIB is

There were signs the fragile UK housing market started to stabilise in November after several months of increasing gloom, according to the latest monthly survey of chartered surveyors, but little sense a recovery is imminent. The balance of surveyors reporting that prices had risen compared to those who said they were down over the three

“The currency of real networking is not greed but generosity” –  Keith Ferrazzi

One in three private renters (35%) is worried they will have to move in the next year, according to a new Survation poll commissioned by Generation Rent. New research has shone a light on attitudes from renters in the private sector. [sc name=”Adsense”] The lack of stability makes it harder for renters to lead a normal

Lost and Found – The teenager lost a contact lens while playing basketball in his driveway. After a brief, fruitless search, he gave up. His mother took up the cause and within minutes found the lens. [sc name=”Adsense”] “How did you do that?” he asked. “We weren’t looking for the same thing,” she explained. “You were

A devastated-looking man knocks on the door of a woman known for her charity. “Please, ma’am,” he says when she opens up, “can you help this poor, tragic family down the block? The father just lost his job, and his wife is too ill to work. They’re about to be turned out into the cold

“It was character that got us out of bed Commitment that moved us into action And discipline that enabled us to follow through” – ZIG ZIGLAR

[fusion_builder_container hundred_percent=”yes” overflow=”visible”][fusion_builder_row][fusion_builder_column type=”1_1″ background_position=”left top” background_color=”” border_size=”” border_color=”” border_style=”solid” spacing=”yes” background_image=”” background_repeat=”no-repeat” padding=”” margin_top=”0px” margin_bottom=”0px” class=”” id=”” animation_type=”” animation_speed=”0.3″ animation_direction=”left” hide_on_mobile=”no” center_content=”no” min_height=”none”][sc name=”Adsense”]     The proposed tax changes in the Budget that will limit and then remove the ability to off-set BTL mortgage interest payments against rental profits. Not all landlord have

Research in recent months has looked at what impact the recent increase in interest rates has had on UK homeowners. Over 1,000 UK homeowners were surveyed and it was noted that while it was the first increase for just 37% of UK homeowners, this climbed to 78% for those aged between 25-35. Overall, the financial implications

A woman proudly told her friend, “I’m responsible for making my husband a millionaire.” “Well what was he before he married you?” the friend asked. “A billionaire.” [sc name=”Adsense”]

1. What is the landlord required to do? The new regulations for smoke alarms and carbon monoxide detectors came into force on the 1st of October 2015. The government has published a handy notes for landlords; at least one smoke alarm installed on every storey of their rental property a carbon monoxide alarm must be

[sc name=”Adsense”] Benefit claimants are subjected to an unacceptable “postcode lottery” that can determine whether or not they are driven into poverty by sanctions, MPs have said. A report by the public accounts committee found that some Work Programme providers and jobcentres withhold payments to twice as many people as others in the same area.

New rental listings increased by 6.8% in the UK in November, the second month in a row of positive growth, with almost 60% of towns and cities seeing a rise, the latest data shows. Four cities recorded triple digit increases in new rental supply, including Bristol which was up 162.7% compared to October but London

UK rental property demand falls to two-year low [sc name=”Adsense”] Rise in supply sees rent flattening or falling in many parts of the country including London, survey finds Asking rents in London fell by 4.4% in 2016, according to property website Rightmove. Demand for privately-rented flats and houses has fallen to a two-year low, while the

No one likes coughing up rent. But at least these tenants gave landlords creative reasons for avoiding it. [sc name=”Adsense”] “With my daughter’s graduation, our new boat, and our trip to Europe this year, we’re a little strapped.” “I’m getting real tired of paying this rent every month! You’ll have to wait a few more days.”

The safest way to double your money is to fold it over once and put it in your pocket. -Kin Hubbard

A lot of people ask… “Where does the name ‘Albert Grace’ comes from?” The story goes, Malay wanted to have a name which conveys honesty and thankfulness for all the people whom we meet and the company we would do business with in the future. Grace is also a word that say ‘thanks’ and being grateful

One rule which woe betides the banker who fails to heed it . . . Never lend any money to anybody unless they don’t need it. -Ogden Nash